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Morningstar Payment Systems aims to end the current banking institutions that have a government-granted monopoly on the creation of money and credit.  Federal Reserve Notes are paper promises backed by nothing of intrinsic value and they are only functioning as money because the government forces them on the public through legal tender laws.  Federal Reserve Notes are referred to as dollars but are not.  The definition of a dollar is a weight of silver (371 grains). To put it simply, the Fed is a group of banks running a national counterfeiting operation with the protection of the government.  With Morningstar’s “finite”, decentralized, secure ledger system, we can begin making positive monetary change.  The power of money creation is given back to the people where it should have been all along.

Morningstar Payment Systems

  • Pure PoS after initial PoW coins are mined
  • 30 seconds block target
  • Difficulty retargets every block
  • PoS variable interests: – 1st year: 20% – 2nd year: 15% – 3rd year: 10% – 4th and subsequent years: 5%
  • 4 confirmations for transaction, thus fast 2 mins confirmation for transactions
  • 30 confirmations for minted blocks
  • Ports: 29186 (connection) and 29086 (RPC)
  • 100 million total coins